They say it is never too late to pursue your dreams. This is especially true when it comes to career and education. Unfortunately, not all can afford to quit their jobs and go back to school. This can make it difficult to pursue higher studies or certain courses that can enhance skills. Fortunately, there are several free online learning platforms that allow anyone and everyone to be able to have access to good quality learning resources. Here are some of the best websites for free online education that you can sign up for. Coursera Coursera is one of the most popular platforms for taking free online courses. It features classes, both free as well as paid, on a variety of different topics. This platform is currently being used by over 35 million learners that have access to 150 university partners, 2,700 courses, 250 specializations, and four degrees. These courses are curated in partnership with leading universities and organizations from around the world, such as Stanford and Harvard. edX edX is a platform that was founded by Harvard and MIT that brings together top-ranked universities. This platform was founded to help eliminate the primary barriers that prevent people from pursuing education, i.e., cost, location, and access. Along with free courses, edX also offers certain specialized courses for a specific fee. The platform can be accessed by interested educators and technologists through Open edX if they wish to assist in developing new educational tools. Udemy Udemy is another online learning platform that is quite similar to Coursera in terms of the format of the courses. The unique aspect of this platform is that it allows users to build their own custom courses by compiling individual lessons so that these can be taught online. There are over 100,000 courses in 50 languages on this platform that are taught by 42,000 instructors from around the world.

It is important for children of all ages to learn something productive so that their growth is progressive. Magazines can play a key role in this process. Descriptive and colorful magazines for children can help them learn various daily life lessons. These can also facilitate learning at school. So, if you’re looking to educate your child through some magazines, here are some Highlights magazines subscriptions. Hello Magazine Best for toddlers aged 0-2, Hello Magazine is best for educating your kids about different themes around them like sounds, foods, farm animals, and much more. This can help them get a sense of the world around them, making them aware at an early age. The magazine is filled with colorful images of animals and the sounds they make. It also contains read-aloud stories and poems that will make your toddler giggle and laugh, while helping them learn. One year subscription (12 issues) of the magazine costs around $39, a two-year subscription (24 issues) costs around $60, and a three year subscription offers more than 50% discount, priced at around $82. High Five If your kid is between two to six years old, then this Highlights magazine subscription will certainly help them with their growth. The High Five Magazine is ideal for kindergartners and preschoolers as it encourages their curiosity with the world around them. The magazine contains simple puzzles and quizzes, which makes learning fun for kids. For instance, the magazine contains hidden pictures to develop their visual acuity. The matching games can help them boost their memory, and easy recipes and crafts can help develop their self-confidence. The subscription cost of the magazine is the same as that for Hello Magazine . The High Five Bilingüe Magazine is the same magazine but in Spanish. This can help form an early foundation for your kids’ multilingual proficiency.

A disability is a condition of the mind or body, making it challenging for an individual to do certain activities and interact with the world. The top disabilities encompass a broad spectrum of conditions, each with unique characteristics and challenges. Through awareness, education, and efforts to create inclusive environments, society can pave the way for individuals with disabilities to thrive and contribute to various facets of life. The article discusses different types of disabilities: 1. Mobility impairment or issues Some people face challenges with moving around due to conditions like paralysis or limb loss. They use tools such as wheelchairs, crutches, or scooters to move about independently. 2. Visual disabilities Some have difficulty seeing–this might mean partial sight loss or complete blindness. Those with visual disabilities navigate their surroundings with the help of guide dogs, canes, and devices like screen readers to access information. 3. Hearing challenges Hearing loss, whether partial or complete, can impact communication. Tools such as hearing aids, cochlear implants, and sign language are essential for those with hearing impairment to communicate effectively. 4. Cognitive disabilities Conditions like dyslexia, ADHD, and intellectual disabilities impact learning and memory. Personalized learning strategies, assistive technologies, and supportive environments play crucial roles in the success and well-being of individuals with cognitive disabilities. 5. Mental health conditions Mental health conditions, such as depression, anxiety, and bipolar disorder, are common and often misunderstood. Raising awareness, reducing stigma, and providing access to mental health resources are crucial steps toward supporting those with mental health conditions. 6. Autism spectrum disorders Autism spectrum disorders affect social interaction, communication, and behavior. Early intervention, specialized therapies, and inclusive educational environments contribute to the holistic development of individuals with ASD. 7. Speech and language issues Conditions like stuttering and aphasia impact verbal communication. Speech therapy, augmentative and alternative communication (AAC) devices, and supportive environments assist individuals with speech and language disorders in effective communication.

Bleeding disorders can be quite dangerous and can lead to fatal consequences if neglected. In some instances, such as those with hemophilia, it is vital to know about the right diagnosis and treatment options available to ensure one’s safety and prevent accidents from occurring. This article discusses some tips on keeping a check on the symptoms of a bleeding disorder. These tips help manage the condition daily and prevent complications. Tips to prevent complications from a bleeding disorder Frequent check-ups It is vital to get frequent check-ups done every year, including checking the joints, muscles, and bones. Physical therapy is necessary to prevent any joint pain, and consider visiting a dentist every six months to a year. Get X-rays of the joints to eliminate any other hidden complications. Blood tests Getting a factor level check every once in a while is advisable as it will help with blood clotting function. Ensure to check for inhibitors as well, which can be done every year. Liver tests, complete blood count, and an immune system check are essential to ensure all the vitals are good. Additionally, check for Hepatitis A, B, and C, and if you aren’t vaccinated yet, get the vaccine if the results are negative. Education and awareness Staying aware of the preventive measures and educating those around you regarding bleeding disorders is another step in ensuring mishaps are kept to a minimum. Staying informed about basic treatment options and products as prescribed by the doctors, keeping factor at home during emergencies, maintaining dental hygiene, planning your medical insurance and finances to ensure treatments can be availed, and also keeping the family informed are some of the measures to be taken. While traveling, it is important to ensure that the doctor’s note, diagnosis, and treatment procedure are charted in the documents you carry to ensure the health professional in charge knows what to do in the case of an emergency.

Pressure sores, also called pressure ulcers or bedsores, are painful and potentially severe skin injuries that result from prolonged pressure on specific body areas. Commonly associated with individuals with limited mobility, such as those who are bedridden or reliant on wheelchairs, pressure sores can manifest as mild redness and discomfort or progress into deep wounds affecting the skin and underlying tissues. These can be prevented and here are some recommendations. Change Positions Regularly It’s crucial to regularly adjust body positions to relieve pressure on vulnerable areas. Changing positions every 1-2 hours can alleviate pressure on bony places like heels, hips, and the tailbone. Proper positioning distributes weight evenly and reduces the risk of pressure sore development. Utilize Support Surfaces Invest in pressure-relieving support surfaces, including specialized mattresses, cushions, and overlays. These products evenly distribute pressure, diminishing the likelihood of pressure sores. Maintain Skin Hygiene Maintaining clean and dry skin is essential. Moisture increases the risk of skin breakdown, so use gentle cleansers and pat the skin dry instead of rubbing it. Pay extra attention to skin folds and creases. Manage Incontinence For individuals dealing with incontinence, maintaining skin cleanliness and dryness can be challenging. Use absorbent products like adult diapers or pads and change them promptly. Barrier creams can offer additional protection. Monitor Skin Health Regularly inspect the skin for signs of redness, warmth, or discoloration, which can be early indicators of pressure sores. Seek immediate attention if any skin changes are detected. Optimize Nutrition A diet well-balanced with adequate protein and nutrients is important for skin health and wound healing. Consult healthcare professionals or registered dietitians for nutritional guidance. Reduce Friction and Shear Friction and shear forces can exacerbate pressure sore development. Utilize satin or silk sheets to minimize friction during repositioning and consider using devices like slide sheets if necessary.

Veterans are distinguished individuals who have previously served in the military, naval, or air services. Consequently, they have earned a range of benefits to support them in leading civilian lives. These benefits could come in handy in the long run by helping with finances. However, not everyone may be aware of the available benefits that they are entitled to receive, thereby missing out on essential support. So, here are a few lesser-known veteran benefits: 1. Life insurance Securing life insurance is an essential step that assures financial stability for loved ones. Veterans can get life insurance from the Department of Veteran Affairs or VA. A few options include the Servicemembers’ Group Life Insurance (SGLI), Veterans Group Life Insurance (VGLI), and Family Servicemembers’ Group Life Insurance (FSGLI). 2. Mortgage assistance Veterans can avail of the VA’s Home Loan Guaranty Benefit. Although provided by private lenders, the VA guarantees a portion of the loan, which allows lenders to offer veterans more favorable terms for the loan. This benefit can be reused for purchases of primary residences and even for refinancing existing home loans. 3. Free tax preparation As a veteran, one has access to certain resources that could simplify the tax preparation process and help them maximize their returns free of charge. The Volunteer Income Tax Assistance (VITA) program is an IRS initiative that offers free tax help to eligible people, which often includes veterans. 4. Educational assistance Veterans can get education assistance under the Post-9/11 GI Bill, which covers more than just traditional four-year degree programs. The coverage extends to vocational and technical training programs, apprenticeships, flight training, correspondence training, and entrepreneurship training to help veterans find jobs. 5. Long-term care Veterans are eligible for long-term care benefits from the VA. Those who qualify may receive perks such as adult day health care, home health care, respite care, hospice care, and nursing home care.

Disheartening as it is, child abuse and neglect is a rampant issues in the country. According to the CDC, 1 in 7 children experienced abuse and neglect last year. Therefore, it is essential to recognize the early warning signs of child neglect to tackle this problem at its roots. This can take more than one form and manifest as physical, emotional, educational, or medical neglect. Here are some early warning signs to watch out for: Poor appearance and hygiene This may include the child being smelly or dirty, hungry, not being given money for food, having unwashed clothes, having inappropriate clothing for the weather, or having frequent or untreated nappy rashes (in infants). Health and development problems These issues may include anemia, poor muscle tone, prominent joints, medical or dental issues, missed medical appointments, poor language or social skills, recurring infections, repeated accidental injuries caused by a lack of supervision, skin issues such as sores, rashes, flea bites, scabies or ringworm, thin or swollen tummy, tiredness, untreated injuries, and growth issues. Housing and family issues Some of these warning signs may include the child living in unsuitable housing conditions, such as no heating or running water, being left alone for long periods, not having a curfew or bedtime, or taking on the role of carer for other family members. Change in behavior Changes in behavior may manifest as showing sudden changes in behavior or school performance, becoming more clingy or aggressive, being withdrawn, having poor peer relationships or an inability to relate to children of the same age, begging or stealing food or money, depressed, or anxious, changes in eating habits, displaying obsessive behavior, difficulty in focusing, having a poor record of attendance at school, being constantly watchful (preparing for something to go wrong), or showing signs of self-harm. Conclusion Having one of the above signs does not necessarily mean the child faces neglect.

When undergoing any kind of treatment, it is important to have an understanding of the procedures, risks involved, and the recovery process. For instance, radiology involves diagnosing and treating injuries or illnesses detected with the help of imaging procedures, like X-rays, MRIs, and CT scans. So, when consulting a radiologist, you should not hesitate to address necessary queries concerning your health. So, here are some questions you need to ask a radiologist: What is the purpose of the test? It is important to understand why a specific diagnostic test is recommended by the radiologist. You should ask the doctor about how the test will detect or confirm a health issue and the outcome you can expect. Are there any risks to consider? Most imaging tests are considered to be safe, but it is always important to ask about any side effects or risks. For example, when undergoing an MRI, you should have no metal objects on your body or clothes. Similarly, other tests might require distinct precautions to avoid safety hazards.  How is the test conducted? It is always a good idea to ask your radiologist about the test procedure. They can help make you understand the steps involved in the process, how long the procedure is, and if there is any preparation required. An ultrasound of the abdomen usually requires you to drink a lot of water so that the imaging is clear; access to such information can help alleviate any anxiety regarding the process. Can you explain the results? Once the tests are done, the doctor will let you know when the results can be expected. If not, you can ask the radiologist how long will the results take and if you need to book any subsequent appointment to discuss the results. Additionally, the results are likely to invite new questions, usually regarding the next step and if any treatment is required.

Finding the right contractor for foundation repair and jacking around the house can be tough. There are hundreds of things to consider while making the choice of contractor. For one, does one have to choose reputation or price when it comes to contractors? Also, is it useful to check out a contractor’s documentation and licensing? On top of these questions, there are also aspects related to experience and online reviews to consider. Here are some such factors one must keep in mind: Know about the work experience of contractors There are no official training or education degrees for becoming a contractor specializing in foundation repair and jacking. Therefore, experience and past records are the only decent indicators of credibility in this field. Therefore, the more years and projects a contractor has had under their belt, the more likely they should be up for selection. Normally, longevity and the number of services a contractor offers is an element of trust in the community. All individuals looking for these kinds of contractors would initially check out the names of long-standing companies as opposed to inexperienced and rookie contractors. One can simply do an online search for a “foundation repair and jacking contractor near me.” Check for license and insurance Although not all states need contractors to have a license, some have made it mandatory. A license is a fairly tried and tested avenue of credibility in contractor circles. In many cases, a contractor who calls themselves is likely to be more familiar with various aspects of foundation repair and jacking. However, in states in which such licenses are not required, such contractors may tend to be rather inexperienced too. Ultimately, people hiring such contractors need to make the call based on which state they are living in. Insurance is a fairly fail-safe element that prevents users from spending too much on foundation repair and jacking of their house.

If mortgage refinancing (mtg refi) rates today are low, many homeowners will rush to refinance their mortgages. It is quite appealing to opt for mortgage refinancing when one can secure a lower rate. This often helps in lowering monthly payments. In addition, refinancing helps pay off the mortgage quicker; some even cash out the equity on their home. Here are few reasons why one should consider mortgage refinancing: Get a lower interest rate If mtg refi rates are low, getting a mortgage refinancing makes complete sense. This is because the interest rate on the existing mortgage will get lower. There can be a saving of nearly 1 to 2 percent. With lower interest rates through refinancing, one can save money. Moreover, there will be an increase in the rate of building equity on the house. In addition, monthly payments will become lower. It is usually recommended to opt for refinancing when the interest rate can be lowered by a minimum of 2 percent. Reduce the loan term Whenever mtg refi rates fall, homeowners can take the opportunity to get a shorter loan term on an existing loan. However, there won’t be much change in the monthly payments in such cases. The repayment term almost reduces by half, with any change to the monthly payment amount. In some cases, the monthly payment might rise slightly. So, it is important to do the due diligence before opting for mortgage refinancing. Convert Fixed-rate or ARM In most cases, adjustable-rate mortgages (ARMs) offer lower rates compared to fixed-rate mortgages. However, if there are periodic adjustments, the rate for an ARM may be more. In such cases, it is beneficial to convert to a fixed-rate mortgage with lower interest rates. This will help in securing against future hikes in the rates. On the other hand, for homeowners who do not plan to stay in their current homes and want to quickly pay off the monthly payments, converting a fixed rate to ARM is beneficial.

Eczema is a health condition in which the skin gets extremely dry, leading to itchy patches. A disciplined lifestyle can help manage the symptoms, but since this is a chronic disease, it can get increasingly uncomfortable and overwhelming. Therefore, loved ones should provide those with eczema a safe space to share their troubles and educate others on the subject. Here are some facts about eczema to create more awareness and empathy. Eczema is not “just a rash” Unlike what most people falsely assume, eczema is more than just a rash. It is a chronic condition that needs extreme care and attention to be managed on a daily basis. This involves staying away from environmental triggers, soaps, shampoos, and any product that may lead to unprecedented flare-ups. Even food choices need a lot of screening. Itchy skin can cause insomnia Eczema flare-ups can also occur during the night. When that happens, it gets incredibly uncomfortable for patients to sleep due to itchy skin. This sleep disruption affects anywhere between 33% to 87.1% of adults and close to 83% of children with the condition. A lack of sleep, in turn, causes other complications like stress and irritability. Poor hygiene is not the cause Eczema is an auto-immune disease and does not occur due to poor hygiene. However, those already suffering from the condition may experience flare-ups due to improper hygiene. Therefore, patients need extreme care when it comes to cleanliness. Choosing shampoo, soap, cleaning products, and even clothes can be difficult, and keeping a checklist of things can get exhausting. It affects mental health While eczema is a physical condition, its complications and flare-ups can easily lead to stress and anxiety, not to mention the taboo around the disease and social perception, which can give rise to alienation and loneliness. It is important for patients to have a support group that helps them navigate through the complicated emotions they may experience while battling the disease.

Life insurance enables individuals to cover their family members against financial risks that may arise in the future. So, one must not overlook its purchase. If one can afford it, they could consider picking a policy with a higher coverage. Moreover, there are several errors that one could make when buying a life insurance policy, which could result in limited benefits for their family. Here are five such mistakes to avoid. Focusing only on the premium amount Several buyers pay attention only on the premium amount they are supposed to pay instead of looking into more about the coverage and its terms. Doing so could result in buying a policy that is insufficient for meeting the requirements of the policyholder’s family. So, one must consider factors such as future goals, children’s education fees, and inflation instead of only focusing on the premium. Relying on the employer’s insurance coverage Employers generally offer a basic level of life insurance coverage. So, one must not completely rely on it for protection and should consider getting supplemental life insurance. Moreover, one may be able to secure a reduced premium rate when they opt for the life insurance provider associated with their employer for standard coverage. Choosing the first insurance provider Insurance buyers are usually in a rush to make the purchase and go with the first option they find. While they might get something affordable, it could result in them getting an insufficient insurance coverage. Therefore, one must study multiple policies by different providers and determine factors such as the company’s popularity, experience of the insurance provider, and customer reviews before making the purchase. Delaying buying life insurance Delaying purchases when it comes to life insurance policies is not the best idea because the older one gets, the more expensive will it be to get insured.