6 foods that can help reduce the risk of dementia

6 foods that can help reduce the risk of dementia

Dementia is a psychological condition involving the progressive loss of cognitive abilities, including memory, reasoning, concentration, and the ability to carry out daily tasks. Many patients with dementia show behavioral changes and mood swings, hallucinate, and get disorientated and irritable. Besides early diagnosis and timely treatment, constant care, family support, and some lifestyle changes can contribute to healing from dementia. Here are some foods that can help individuals prevent and manage dementia symptoms: Spinach Spinach contains high levels of lutein, an antioxidant that helps prevent loss of cognitive functions. Moreover, several studies have drawn associations between the intake of spinach and other leafy greens and the prevention of cognitive decline. Spinach can be added to stir-fries, gravies, soups, smoothies, etc. Fatty fish Fatty fish varieties like salmon, tuna, and mackerel are packed with Docosahexaenoic acid (DHA). Studies have demonstrated a decline in DHA levels among individuals with Alzheimer’s disease, a leading cause of dementia. Thus, a meal plan rich in DHA can help reduce one’s susceptibility to these psychological conditions. A daily intake of 200 mg of DHA is recommended for brain health. Broccoli Being a cruciferous vegetable, broccoli is rich in carotenoids and vitamin B. These components can reduce the levels of homocysteine, an amino acid known to contribute to cognitive decline and related psychological conditions in the body. It also contains compounds called glucosinolates, which are broken down into compounds called isothiocyanates. These compounds are proven to reduce one’s risk for neurodegenerative diseases. Eggs Eggs are rich in choline, found to enhance cognitive function. Furthermore, one egg yolk contains approximately 200 mcg of lutein, another essential component for preventing cognitive decline. Thus, a meal plan rich in protein sources like eggs can protect cognitive health. Avocados Avocados are packed with vitamin B and can help with the reduction of homocysteine, a risk factor for psychological disorders.
6 mistakes to evade while buying an e-bike

6 mistakes to evade while buying an e-bike

Bicycles have become increasingly popular in the last few years. While people looked for ways to stay fit outside the gym and alternatives for public transportation, the sale of e-bikes rose by leaps and bounds. Rising gas prices further fueled the e-bike trend. With price tags ranging between $1,000 to $10,000, an e-bike is a serious investment. Here are six mistakes to avoid when looking for the right electric bike model for yourself: Buying the least expensive bike Quality is worth paying for when purchasing an e-bike. Cheap parts can wear out within the first 500 miles, and replacement parts may be difficult to source. So instead of buying the cheapest option, look for one that offers great quality and an attractive warranty. Not comparing batteries E-bike batteries differ in output based on their brand and manufacturer. So before making a purchase, check the peak voltage and amp hours to find the best fit for your biking needs. Not understanding drive system differences E-bikes generally offer two different drive systems – mid-drive and hub motors. Mid-drive systems are typically lighter, more efficient, and a natural extension of your efforts. They are easy to drive on flat grounds. On the other hand, hub motors are typically heavier but more powerful for hill climbing. Consider these requirements and lifestyle preferences before purchasing an e-bike. Not getting a warranty Batteries for e-bikes are the most expensive components. Although battery technology has advanced rapidly in the last few years, these parts are not faultless. Most manufacturers issue a warranty with their e-bikes or engines during a sale. An e-bike sold without a warranty is a testament to its poor engine quality, so be careful when making a purchase. Buying the wrong size Unfortunately, e-bikes aren’t one-size-fits-all. So when buying an e-bike, look for a comfortable driving fit to avoid future pain, which means buying one at a comfortable height, that offers comfortable and optimal leg extension and encourages your natural posture without hurting your back or neck.
4 warning signs of dementia that should not be ignored

4 warning signs of dementia that should not be ignored

Dementia is a condition in which an individual’s memory, social abilities, cognitive functions, and thinking are severely affected. Dementia is a family of diseases that affect patients’ brains. Alzheimer’s disease is the most common dementia, especially among the elderly. Sometimes, diagnosing dementia can be difficult as many of its symptoms seem harmless. For instance, memory loss can either be dementia-driven or due to old age. Keep reading to learn about the warning signs of dementia. Memory loss Unlike normal memory loss, which happens mainly due to old age, dementia is not a natural process. The main difference between the two conditions is that dementia-driven memory loss is accompanied by other issues, such as losing the ability to learn, reason, think, and remember. While memory loss can be sharpened over time with the right foods, sleep patterns, cognitive exercises, and physical activity, dementia is more irreversible. Altogether, dementia involves severe memory loss, but not all types of memory loss indicate dementia. Therefore, one must visit their local healthcare expert whenever they encounter either situation. Tendency to misplace belongings A person diagnosed with dementia often loses their personal belongings. It mainly happens because the memory function of their brain is irreparably damaged. Additionally, people with this condition tend to misplace things in the oddest places. For example, it is not uncommon for someone with dementia to misplace a pair of house keys inside a microwave oven or drop their wallet inside a plant vase. Such kinds of misplacements are typical of dementia patients as it indicates that they have lost some sense of what place they are in. Therefore, placing keys in an oven might seem perfectly normal to them at the moment. Frequent mood shifts People with dementia often spiral into anxiety and other related conditions due to the changing chemical composition in their brains.
4 common mistakes to avoid when applying for home loans

4 common mistakes to avoid when applying for home loans

Buying a house is a big step, no doubt. Since it is a long-term and expensive investment, it requires proper planning and analysis. One should only take out loans after careful research to ensure financial stability. As applying for loans is time-consuming, rushing through paperwork can lead to negative results. One can avoid most such mistakes with better planning and execution. Here are a few common mistakes to avoid when seeking a home loan. Not monitoring credit score Maintaining a healthy credit score before applying for any loan is important. Poor credit or a bad repayment history will lower the score, disqualifying the borrower from beneficial home loan schemes. A credit score of 700 or more can qualify for preferred loan terms and options from the best banks. If the score falls behind 700, take care of any prior settlements or written-offs by paying them back to establish a good record. Making these changes may take time, so always plan before applying for the loan. Overestimating the repayment capacity When estimating their repayment capacity, people frequently ignore their monthly expenses. Financial difficulties may arise from high monthly expenses and a loan with a high EMI. It is advised that EMI payments should not exceed 30-40% of one’s salary. Try not to rely on future events, such as an increase in income, when choosing a bigger loan. Always consider the current expenses and financial state before buying an expensive home or submitting a loan application. Use a home loan EMI calculator or a bank service to determine the best EMI. Lack of research Due to increased demand, home loans are now widely available from various financial institutions. Therefore, extensive research on various subjects should be done before applying for a loan. Before making a final decision, home buyers should consider their needs, create a budget, review terms and conditions, and look for hidden charges, processing fees, and flexible repayment options.
Top 10 overlooked tax deductions

Top 10 overlooked tax deductions

In the rush of filing taxes, it can be easy to overlook deductions that could help you save money. Tax deductions are expenses you can subtract from your taxable income. Knowing which expenses can be claimed as deductions is the key to limiting the hard-earned money you owe the government. From student loan interest payments to health expenses, here are some of the most overlooked tax deductions you should know: How do deductions work? Tax deductions lower the amount of tax you owe. A standard tax deduction—a single deduction of a fixed amount—is determined by your filing status: single, married, head of household, or filing jointly. You can claim the standard deduction without providing additional documentation or expense receipts. In contrast, itemized deductions are specific expenses you can deduct from your taxable income, such as clinical expenses, charitable contributions, and mortgage interest. Most overlooked tax deductions Job hunting expenses If you are looking for a new job in your existing field, you may be able to deduct expenses such as those incurred in resume preparation, traveling for interviews, and career counseling services. Charitable contributions Many know that cash donations to charity can be claimed as deductions but often overlook non-cash contributions like clothing or household items. Clinical and dental expenses You can deduct expenses that exceed 7.5% of your adjusted gross income for clinical and dental care. Moving expenses If you move for a new job, you may be able to deduct expenses such as transportation and lodging from the tax amount. Student loan interest If you are paying interest on a student loan, you can claim a deduction of up to $2,500. Tax preparation fees Taxpayers can deduct fees paid to tax professionals, tax software charges, and other tax-related expenses. Sponsoring a child The money you give an organization supporting underprivileged children can be tax deductible.
Avoid these phone mistakes to prevent internet scams

Avoid these phone mistakes to prevent internet scams

For most purposes, mobile phones have made cameras, clocks, computers, and many devices redundant. With their ever-expanding capabilities, mobile phones today have also become increasingly vulnerable to online threats like nasty, damaging cyber-attacks and data pilfering. As per a 2022 study, mobile phones face more than 60 percent of digital fraud via stolen passwords and phishing attacks. To stay clear of these, one needs to avoid making some of the following mistakes: Installing fake apps on smartphones Scammers can create apps that look legit but are just viruses or other threats disguised as actual mobile applications. To avoid this threat, one needs to complete software and security updates regularly, provide personal information only if it is necessary, check customer reviews for any app before installing it on their phone, and verify applications they want to download from the app store for duplicates. Fake apps are among the most common smartphone threats, and taking these simple precautions can prevent a person from exposing themselves to a cyber-attack or another kind of online fraud. Not being careful during online shopping Most people choose eCommerce apps on their phones to make purchases. However, online shopping sites can contain threats too. For example, an individual may fall into the trap of giving away their card details to scammers via the aforementioned fake or fraudulent shopping apps. Other than that, one may share the password of their shopping apps with their friends, thereby landing themselves in trouble. For this reason, one must only buy goods and services from trusted shopping sites and apps. Additionally, it is wiser not to save one’s payment details on such sites. Opening links/attachments in shady emails Emails from vague, potentially illicit sources need to be directed straight to the “spam” or “trash” folder on smartphones as they can cause data loss and software damage.
6 questions to ask your doctor during a routine check-up

6 questions to ask your doctor during a routine check-up

You could look on the internet for a range of content on healthy foods, remedies, exercises, and other lifestyle tips. However, the human body is susceptible to several complications, irrespective of an individual’s health status. Therefore, going for health checks on regular occasions is essential in detecting and preventing any unforeseen diseases. During the routine check, you could also ask for clarification about these six factors to better understand your health. Genetic complications One of the first things to ask your doctors is if you are susceptible to genetic complications, including cancer. Such developments may require a more detailed diagnosis followed by the respective treatment. Future appointment You could ask the healthcare expert about the next appointment during a routine check. Usually, a doctor will consider multiple factors, such as the patient’s general health, health history, and lab results, before scheduling the next visit. So you might need to return in a few months or maybe even after a year. However, you should also set up a checkup in between if you notice any unusual health developments. Costs Each test and its respective treatment will cost a certain amount of money. Therefore, it is advisable to be mindful of the cost of these healthcare services before starting them. For example, if the prescribed treatment is expensive, you could ask the doctor for cost-effective alternatives. Available vaccinations A healthcare expert usually indicates certain vaccinations as they help protect one against severe bacteria and viruses. At the same time, you could ask if a specific immunization is needed during the healthcare check. Sometimes they may indicate booster vaccinations to enhance the vitality of pre-existing antibodies. However, asking about the treatment types to understand them better could also help one make an informed decision before surgeries or therapy. Side effects Several tests and treatments indicated during a health check may carry side effects.
10 surprising things that a home warranty doesn’t cover

10 surprising things that a home warranty doesn’t cover

If you purchased or are planning to purchase a home, you may have wondered what a home warranty covers. A home warranty can save you money when any systems and appliances break down, preserving your home and budget. However, it doesn’t cover every element of your home. Some aspects that a home warranty doesn’t cover, like leaky roofs and cosmetic damage, are listed below. Scroll down to uncover the limitations of a home warranty plan. Walls, doors, and windows A home warranty usually doesn’t cover walls, windows, and doors as they are considered structural elements. However, based on the age of your home, these items will be covered by a homeowners insurance policy or builder’s warranty. Cosmetic damage If the damage, like scratches or dents, is caused by natural wear and tear over time, it is the homeowners’ responsibility, not that of the warranty provider. Pest damage Home warranties are not designed to cover and repair/ replace the damages caused by pest infestations like rodents or termites. Leaking roofs A home warranty doesn’t cover leaking roofs since this is a structural problem. Hot tubs and swimming pools Pools and hot tubs are some things not covered under a home warranty, but certain companies might extend their coverage at an additional price. Sprinkler and septic systems Water-related systems, such as sprinklers and septic systems, are excluded, but a manufacturer or installer can guarantee their protection. Installation of new equipment When you replace a home appliance, it may necessitate structural changes according to new building codes. However, home warranties won’t cover any modifications when installing new replacement equipment. Pre-existing problems Home warranties are unsuitable for systems and appliances with existing issues before you get the coverage. Typically when you sign the Home Warranty Service Agreement, these elements should be in good condition.
4 common banner design mistakes to avoid

4 common banner design mistakes to avoid

Banners are a form of promotion strategy that combines text and images for marketing and generating new leads for a brand. One can design banners for various companies focusing on brand promotion, awareness creation, etc., depending on the type of business. Creative designs and well-written copies play a huge role in improving the buzz for any brand. Here are a few mistakes to avoid while designing a new banner for any print or digital campaign. Poor color combinations Color shades make or break your banner designs and can mean all the difference between running a successful ad campaign and losing out on marketing opportunities. Color psychology is a study of how various colors affect human behavior and mood that marketers use to create a good advertisement, irrespective of print or digital. The type of product or service offered by the client can significantly impact the color of banners. Picking the wrong size for banner elements For both print and digital banners, it is important not to mess up the size of the elements used for the banner. For example, a bigger font with limited space on the banner will make the whole copy look disproportionate and unappealing. Spacing is also important, depending on the font you choose. Some fonts look good with lesser alphabetical spacing, whereas others look better with more spacing. One should experiment with different layouts to find the best fit that suits all the elements on the banner. Logo mistakes and typographical errors Brand logos play a crucial role in promoting the company. Therefore, shifting the logo a few inches here or there can make all the difference in the banner design. One must avoid too much clutter for the elements on the banner to make the logo stand out. Invest in an excellent graphic designer to develop appealing brand logos.
Here’s what one should know about Medigap plans

Here’s what one should know about Medigap plans

Medigap is additional insurance one can buy to cover costs that are not covered under Medicare. Also known as the Medicare Supplement Plan, Medigap helps one reduce out-of-pocket expenses, i.e., co-payments and deductibles. One can access these insurance services through private companies. However, one must already have a Medicare Part A and Part B plan to buy Medigap. To understand Medigap plans better, here are a few things to know: What is a Medigap plan? Original Medicare (Parts A and B) does not cover all medical expenses. So, private companies can offer Medigap plans to help cover these costs. Nevertheless, Medigap plans generally do not offer long-term, vision, or dental coverage. They also do not cover the cost of hearing aids, eyeglasses, or private nursing. Medigap Plans are aimed at covering costs such as co-payments, deductibles, and coinsurance. Some specific costs that may be included in these plans are: About 20% of out-of-pocket expenses that are not covered by Medicare Part B Coinsurance for Part A Hospital coverage up to 365 days after Medicare benefits are used up Part A hospice or respite care copayment Some plans may also cover emergency medical care while traveling abroad. How much do Medigap plans cost? As Medigap plans are offered by private companies, the prices can vary, ranging from $44–$392 per month. However, in an attempt to standardize the process, the federal government requires private companies to offer similar policies. So, there are 10 standard policies to choose from, lettered A–D, F, G, and K–N, offering different levels of coverage. Standard plans differ in three states, so one should review the benefits offered in their state before signing up for a plan. Who can get a Medigap plan? Medigap plans are available to all seniors over the age of 65 who are currently enrolled in Medicare Part A and Part B.
Here’s how to sell a used car online and know its value

Here’s how to sell a used car online and know its value

The market for used cars, especially the well-maintained ones with low mileage, is thriving, and one can leverage this demand for good deals. Those looking to sell their cars online can find numerous dedicated automotive platforms that help them list their vehicles. However, the process may require a little more research and careful consideration, from assessing the market and pricing the car right to managing negotiations and paperwork. Here is what one should know: How to sell a used car online? 1. Prepare the car for sale The first step is to inspect the car for issues that may affect its chances of sale. One can prepare the car by getting it repainted and fixing mechanical issues. One should have all documents, including service records, smog compliance certificate, title, and warranty, in place to make the process smooth and hassle-free. 2. Create an online listing There are several second-hand car-selling platforms. Research well and opt for trustworthy websites with mostly positive user reviews. A good listing for a used car online should consist of high-quality pictures of the car from different angles and all the necessary details like its model, color, mileage, and condition. 3. Set a price The price can attract or detract potential buyers online. If the price is too high, it can deter buyers. But the price should be high enough to leave room for negotiations. Be ready to explain the pricing, whether it is because of the car’s low mileage, trim level, or additional features. 4. Practice caution during the sale While online sales are convenient, one should also be cautious while making a deal online. One should opt for a contactless and traceable online payment method or cashier’s check instead of cash. Further, when offering test drives, one should notify the insurance company and ensure they are covered for accidents, and agree to a particular route before starting.
9 ways to avoid payment processing software scams

9 ways to avoid payment processing software scams

Any illegal or false transaction by a cybercriminal is termed payment fraud. In this type of fraud, the perpetrator deprives the victim of sensitive information, personal property, or funds via the Internet. E-commerce primarily depends on electronic transactions to charge customers for services rendered and products delivered. The increased volume of online transactions also causes a spike in fraudulent activities. However, one can avoid payment processing software scams with a few tips and tricks. 1. Closely monitor the transactions Keep a tab on all the transactions and verify all the crucial details during the transaction. These include: The transaction date Amount IP address Shipping address 2. Use strong passwords Encourage individuals to keep unique passwords for their accounts. Doing so is one of the best techniques for avoiding payment processing software scams, as it lowers the probability of any trespasser gaining access to payment details. 3. Use multi-factor authentication (MFA) Whenever feasible, switch to MFA to add an extra layer of security to devices and accounts and boost protection. When one uses MFA, users have to input verification like a code. It lowers the probability of theft as the code goes to the owner’s: Authenticator apps Email Mobile devices 4. Limit access to confidential data One can avoid payment processing software scams when there’s restricted access to private and confidential information, which lowers the probability of the information leaking. So the data is safe and won’t end up in the wrong hands. One must only share one’s confidential information with either trustworthy individuals or any employees whose role in one’s company requires them to have access. 5. Secure payment gateways Ensure the software or the platform has secure payment gateways. These encrypt the information and keep the funds safe. 6. Use fraud detection tools Such software can help monitor transactions for patterns or suspicious activities.